Health insurance must be affordable for American families if we are all to buy it. So how do we get there?
You probably haven’t heard much about the proposed ‘insurance exchange’ in the health reform bills. It doesn’t make sexy fodder for political talk shows. But it very well could be one of the most important things Congress does to get health reform right – and the Senate and House bills take different approaches to the exchange. How they’re combined in the final bill could make all the difference to health reform’s success.
The next few weeks we’ll see furious work in Washington on a final health reform bill, as both House and Senate leaders attempt to merge their respective bills into one measure that gives all Americans access to affordable, reliable health coverage.
As Consumer Reports senior editor Nancy Metcalf points out, losing your health coverage in middle-age can be a real disaster because most people in “mid-life” have some kind of pre-existing condition that makes insurance companies shun them. Or if they are lucky enough to get coverage, the costs of the policies are simply outrageous.
This weekend the Senate will vote to begin debate on its health reform bill — needing 60 votes just to begin talking about the issue on the floor and allowing amendments.
Any proposal that addresses one-fifth of our economy, and deals with an issue as important to Americans as their health care, deserves our careful reading and intense scrutiny. With that firmly in mind, and with our decades of experience analyzing incremental health reforms at the state and federal levels, Consumers Union supports H.R. 3962, the Affordable Health Care for America Act. We believe this bill contains workable solutions to the critical problem that so many Americans face right now – namely, the inability to afford dependable, quality health care.
To read about our reasons why, click here.
American women, it’s time to wake up to what the health insurance industry has been doing to you — discriminating against you simply because you’re a woman. This dirty little business practice, called “gender rating” by the insurance industry, allows insurers to charge women more than men for simply having reproductive parts. And health reform bills would put a stop to it.
Mark Gendernalik just wishes he could focus on being a dad instead of having to constantly fight insurance company red tape to get the medical care his daughter needs.
As President Obama addresses Congress about his health care goals, many Americans still have questions about what it will mean to them. What if I already have decent coverage through my job? What if I can’t get insurance now? What will happen to my Medicare? And how much will this cost us?
The House Energy and Commerce Committee has released a district-by-district analysis of the health reform bill and its impact on every House district in the country. Look at your home town!