As Washington tries to come together on a health reform plan, opponents are still throwing out the same old ‘solutions’ that they claim will lower costs and get more folks health coverage. The only problem is, they don’t.
California insurance regulators, federal agency heads and Congress are all responding to Anthem’s huge rate increases with, well, saber rattling. Because the rate increase is probably perfectly legal under existing insurance law–a law that works great for insurance companies and not so great for people. That’s why so many millions of Americans desperately need Congress to finish and pass health reform.
Would a few simple changes to the way health insurance works fix our health care system? Consumer Reports is looking at the ideas now circulating. See what our investigations come up with.
If so, relax. You’re probably all worked up about four of the myths polluting this debate.
Health insurance must be affordable for American families if we are all to buy it. So how do we get there?
You probably haven’t heard much about the proposed ‘insurance exchange’ in the health reform bills. It doesn’t make sexy fodder for political talk shows. But it very well could be one of the most important things Congress does to get health reform right – and the Senate and House bills take different approaches to the exchange. How they’re combined in the final bill could make all the difference to health reform’s success.
The next few weeks we’ll see furious work in Washington on a final health reform bill, as both House and Senate leaders attempt to merge their respective bills into one measure that gives all Americans access to affordable, reliable health coverage.
As Consumer Reports senior editor Nancy Metcalf points out, losing your health coverage in middle-age can be a real disaster because most people in “mid-life” have some kind of pre-existing condition that makes insurance companies shun them. Or if they are lucky enough to get coverage, the costs of the policies are simply outrageous.
This weekend the Senate will vote to begin debate on its health reform bill — needing 60 votes just to begin talking about the issue on the floor and allowing amendments.
Any proposal that addresses one-fifth of our economy, and deals with an issue as important to Americans as their health care, deserves our careful reading and intense scrutiny. With that firmly in mind, and with our decades of experience analyzing incremental health reforms at the state and federal levels, Consumers Union supports H.R. 3962, the Affordable Health Care for America Act. We believe this bill contains workable solutions to the critical problem that so many Americans face right now – namely, the inability to afford dependable, quality health care.
To read about our reasons why, click here.