Your refund check might be in jeopardy if health reform opponents get their way.

Included as part of the Affordable Care Act, insurers have to send out refund checks if they spend too much money on overhead and excessive profits. Reports show that across the nation consumers will receive about $1.1 billion in total refunds from wasteful insurers. We mapped the refunds here.

But if the healthcare law is repealed these checks will go back into the pockets of big insurance. We think that’s a bad idea so along with the help of almost 50,000 Americans we’re sending voided checks to Congress tomorrow asking members to vote against repeal.

Congress needs to know what’s at stake when they vote on repeal. Rising health insurance costs are a major concern for families and these new rules are a first step at slowing rate hikes.